The coronavirus pandemic has exposed the weaknesses of federal crisis response capabilities across the entire U.S. economy. Nowhere has this weakness been more evident than in the government’s efforts to rescue the small businesses that account for almost half of U.S. jobs and economic activity. Instead of providing quick, efficient and fair employee retention assistance directly through employers — like the method used in the European Union and elsewhere globally — the U.S. relies on bank lenders as the primary conduit for delivery of assistance to employers and their employees. Read the complete article HERE.